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Cottonwood, AZ
Cottonwood · AZ 86326
Updated October 30, 2026 · Would You Live There?
Good for now
Verdict
$415K
Median Price
…
Walk Score
7.4/10
Schools
120 min
to Downtown Phoenix, AZ
Score Breakdown
FAffordability
28/100
BSafety
78/100
BSchools
74/100
B+Quietness
80/100
FCommute
15/100
FWalkability
0/100
WYLT Score46/100
Our Take
Cottonwood offers solid schools, low flood risk, and a relaxed, outdoor-oriented vibe, making it a comfortable place for families or retirees. However, the lack of public transit, long commute to Phoenix, and modest local job market are trade‑offs to consider.
B.
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The Good
- ✓Top‑rated public schools with a 7.4 average rating
- ✓Low flood risk (Zone X) and generally good air quality
- ✓Scenic desert setting with ample parks and outdoor activities
- ✓Housing relatively affordable compared to metro Phoenix
Real Talk
- !Commute to downtown Phoenix takes about 2 hours with limited public transit
- !Retail, dining, and nightlife options are limited, especially at night
- !Local employment opportunities are modest; many residents commute to larger nearby cities
- !Housing costs have risen since 2022, so the $345k median may be a low baseline
- $Higher utility and water costs in a dry desert climate
- $Property taxes and school district levies are above the state average
- $Homeowners may need additional insurance for wildfire risk
Best For
Outdoor enthusiastsFamilies with childrenRetirees seeking a quiet communityFirst‑time home buyers looking for value
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Cottonwood, AZ
B
Safety grade
Safety score78 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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