Chesterfield, MO

The Good

• ✓High median household income ($130k+), good for families and professionals
• ✓Low flood risk (Zone X), so you’re unlikely to face flooding issues
• ✓Good commute to St. Louis (29 minutes), making it a viable commuter town
• ✓High owner‑occupied rate (about 78% of housing units) indicating a stable community

Real Talk

• !Walk score is 7—almost everything requires a car, so you’ll be driving almost all the time
• !No public transit options, which can be a problem if you don’t own a vehicle
• !There are no schools listed; you’ll need to research nearby options and potential transport
• !Median home price is high relative to income; price-to-income ratio is around 3.3, which can make buying a home a stretch
• $High property taxes typical for Missouri suburbs
• $Possible HOA fees if you buy a condo or townhouse
• $Higher ongoing maintenance costs for a larger home, plus commuting costs to St. Louis

Best For

Risk Snapshot