What are the hidden costs of living in Chesterfield?

High property taxes typical for Missouri suburbs Possible HOA fees if you buy a condo or townhouse Higher ongoing maintenance costs for a larger home, plus commuting costs to St. Louis

What is the median home price in Chesterfield?

The median home price in Chesterfield is approximately $428,900.

Is Chesterfield walkable?

Chesterfield has a Walk Score of 7 out of 100. Most errands require a car.

Chesterfield, MO

Updated April 30, 2026 · Would You Live There?

Good for now

Verdict

$429K

Median Price

7/100

Walk Score

N/A

Schools

29 min

to St. Louis, MO

Score Breakdown

FSchools

0/100

FWalkability

7/100

D+Safety

55/100

B-Quietness

70/100

BAffordability

78/100

B+Commute

85/100

WYLT Score49/100

Our Take

Chesterfield offers solid income levels and a decent commute to St. Louis, but it’s very car‑dependent with no public transit, no schools listed, and a high home price relative to income. It’s a reasonable place if you’re comfortable with a suburban lifestyle and can handle the lack of walkability and local amenities.

Map

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The Good

✓High median household income ($130k+), good for families and professionals
✓Low flood risk (Zone X), so you’re unlikely to face flooding issues
✓Good commute to St. Louis (29 minutes), making it a viable commuter town
✓High owner‑occupied rate (about 78% of housing units) indicating a stable community

Real Talk

!Walk score is 7—almost everything requires a car, so you’ll be driving almost all the time
!No public transit options, which can be a problem if you don’t own a vehicle
!There are no schools listed; you’ll need to research nearby options and potential transport
!Median home price is high relative to income; price-to-income ratio is around 3.3, which can make buying a home a stretch
$High property taxes typical for Missouri suburbs
$Possible HOA fees if you buy a condo or townhouse
$Higher ongoing maintenance costs for a larger home, plus commuting costs to St. Louis

Best For

Families with stable incomesProfessionals commuting to St. LouisRemote workers looking for suburban quietHome buyers seeking owner‑occupied homes

Risk Snapshot

Flood riskLow

Violent crimeModerate

Property crimeModerate

Air qualityModerate

Price volatilityLow

Crime & Safety

Chesterfield, MO

D+

Safety grade

Safety score55 / 100

High riskVery safe

⚠️Violent Crime

Moderate

3.9incidents / 1,000 residents / yr

0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime

Moderate

19.8incidents / 1,000 residents / yr

0Natl avg (19.5)59+

2% higher than the national average

Verify with real-time data

AreaVibes crime →City-Data stats →NeighborhoodScout →

Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.

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From Residents

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