Chatham, NJ
Chatham · NJ 07928
Updated September 6, 2026 · Would You Live There?
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Verdict
$1.3M
Median Price
4/100
Walk Score
7.4/10
Schools
48 min
to Midtown Manhattan
Score Breakdown
Our Take
Chatham is a well‑educated, affluent suburb with top‑rated schools and a very low flood risk. The cost of living is high, but the community is quiet, safe, and offers a short commute to Manhattan.
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The Good
- ✓Highly ranked public schools with ratings near 9
- ✓Low flood risk and strong community safety
- ✓Close to Manhattan (≈48 minutes) for commuters
- ✓High median household income indicates strong economic base
Real Talk
- !Walk score of 4 means most errands require a car
- !Limited public transit options; main routes are bus and rail
- !High property taxes and homeowners‑association fees are common
- !No vibrant nightlife or large dining scene
- !Housing prices and rents remain steep for the area
- $Property tax rates typically above the state average
- $Potential HOA dues and special assessment fees
- $Higher insurance costs for vehicles and homes in suburban zones
Best For
Risk Snapshot
Crime & Safety
Chatham, NJ
Safety grade
57% safer than the national average
50% safer than the national average
Verify with real-time data
City-Data stats →From Residents
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