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Chatham, NJ
Chatham · NJ 07928
Updated October 30, 2026 · Would You Live There?
Settle here
Verdict
$1.3M
Median Price
4/100
Walk Score
7.4/10
Schools
48 min
to Midtown Manhattan
Score Breakdown
DAffordability
45/100
ASafety
92/100
BSchools
74/100
B+Quietness
80/100
D+Commute
55/100
FWalkability
4/100
WYLT Score58/100
Our Take
Chatham is a well‑educated, affluent suburb with top‑rated schools and a very low flood risk. The cost of living is high, but the community is quiet, safe, and offers a short commute to Manhattan.
B.
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The Good
- ✓Highly ranked public schools with ratings near 9
- ✓Low flood risk and strong community safety
- ✓Close to Manhattan (≈48 minutes) for commuters
- ✓High median household income indicates strong economic base
Real Talk
- !Walk score of 4 means most errands require a car
- !Limited public transit options; main routes are bus and rail
- !High property taxes and homeowners‑association fees are common
- !No vibrant nightlife or large dining scene
- !Housing prices and rents remain steep for the area
- $Property tax rates typically above the state average
- $Potential HOA dues and special assessment fees
- $Higher insurance costs for vehicles and homes in suburban zones
Best For
Families looking for safe, quality schoolsProfessionals commuting to ManhattanRetirees seeking a quiet, affluent communityRemote workers wanting reliable broadband
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeLow
Air qualityGood
Price volatilityLow
Crime & Safety
Chatham, NJ
A
Safety grade
Safety score92 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Low9.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
50% safer than the national average
Verify with real-time data
City-Data stats →From Residents
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