Annapolis, MD

The Good

• ✓Excellent public schools (average rating 8.2),
• ✓Low flood risk (Zone X),
• ✓Scenic waterfront and historic downtown that adds character,
• ✓Commuter-friendly (37‑minute drive to Baltimore).

Real Talk

• !High home prices and rents relative to income,
• !Limited public transit – mostly car‑centric,
• !Seasonal events (naval ceremonies, festivals) can bring traffic and noise,
• !Parking can be a headache in downtown during evenings.
• $Higher property taxes and historic home maintenance fees,
• $Parking permit costs in downtown,
• $Utility costs can be elevated in older homes with less energy efficiency

Best For

Risk Snapshot