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Annapolis, MD
Annapolis · Anne Arundel County · MD 21401
Updated October 22, 2026 · Would You Live There?
Settle here
Verdict
$601K
Median Price
65/100
Walk Score
8.8/10
Schools
37 min
to Baltimore
Score Breakdown
CAffordability
63/100
D+Safety
55/100
B+Schools
88/100
CQuietness
60/100
B-Commute
70/100
CWalkability
65/100
WYLT Score67/100
Our Take
Annapolis offers a blend of historic charm, solid schools and low flood risk, making it a solid pick for families and retirees. Prices are high but the quality of life and proximity to Baltimore for commuters offset that. Still, the lack of robust transit and some seasonal noise from events can be drawbacks.
B.
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The Good
- ✓Excellent public schools (average rating 8.2),
- ✓Low flood risk (Zone X),
- ✓Scenic waterfront and historic downtown that adds character,
- ✓Commuter-friendly (37‑minute drive to Baltimore).
Real Talk
- !High home prices and rents relative to income,
- !Limited public transit – mostly car‑centric,
- !Seasonal events (naval ceremonies, festivals) can bring traffic and noise,
- !Parking can be a headache in downtown during evenings.
- $Higher property taxes and historic home maintenance fees,
- $Parking permit costs in downtown,
- $Utility costs can be elevated in older homes with less energy efficiency
Best For
Families looking for good schoolsRetirees seeking a small‑town feelNavy personnel and familiesHistory enthusiastsPeople who enjoy waterfront amenities
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Annapolis, MD
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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