Let the numbers do the talking.

San Diego, CA 92104 vs San Diego, CA 92130

San Diego, CA 92104 vs San Diego, CA 92130: What the data shows

San Diego, CA 92104 and San Diego, CA 92130 are two ZIP codes within San Diego. On home prices, San Diego, CA 92104 is the more affordable option at $776,100 median — $662,400 less than San Diego, CA 92130's $1,438,500. WYLT rates San Diego, CA 92104 as Good for now — a solid choice worth serious consideration — and San Diego, CA 92130 as Think twice — a neighborhood that warrants careful research before committing.

Both neighborhoods have similar safety profiles. San Diego, CA 92104 has Moderate violent crime and Moderate property crime. San Diego, CA 92130 has Moderate violent crime and Moderate property crime. On environmental risk, San Diego, CA 92104 has Low flood risk and San Diego, CA 92130 has Low flood risk.

San Diego, CA 92104 is the more walkable neighborhood. San Diego, CA 92104 scores 78/100 (very walkable) versus San Diego, CA 92130's 47/100 (mostly car-dependent). For families weighing school quality, both neighborhoods have the same school rating San Diego, CA 92104 rates 5/10 and San Diego, CA 92130 rates 5/10.

CategorySan Diego, CA 92104San Diego, CA 92130
Housing
VerdictGood for nowThink twice
Median Price$776K

Lower price

$1.44M
Median Rent$2K

Lower rent

$3K
Median Income$86K$186K

Higher income

Price VolatilityModerateModerate
Getting Around
Walk Score78/100

More walkable

47/100
Transit Score44/100

Better transit

Minimal transit
Bike Score31/10031/100
Commute7 min

Shorter commute

26 min
Safety & Environment
Safety GradeD+D+
Violent CrimeModerateModerate
Property CrimeModerateModerate
Flood RiskLowLow
Air QualityGoodGood
Community
Schools5/105/10
Best for
Young professionalsFamilies with childrenRemote workers
High‑income professionalsStudents and faculty at UC San DiegoFamilies with school‑age children

Bottom line

If you're a budget-conscious family or individual, San Diego, CA (Good for now) is a more affordable option with top-rated schools and relatively short commutes, although you'll need to consider the high cost of living. On the other hand, 92130 (Think twice) is best suited for high-income earners, particularly students and faculty at UC San Diego, with great schools but a car-dependent lifestyle and unaffordable housing. However, if affordability is not a top priority and a short commute and car-friendly living is ideal, then San Diego, CA, 92130 could be a better choice.

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