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Palm Coast, FL vs Summerland Key, FL

Palm Coast, FL vs Summerland Key, FL: What the data shows

Palm Coast, FL is in Palm Coast, FL while Summerland Key, FL is in Summerland Key, FL — both in the same state. On home prices, Palm Coast, FL is the more affordable option at $220,000 median — $330,000 less than Summerland Key, FL's $550,000. WYLT rates Palm Coast, FL as Good for now — a solid choice worth serious consideration — and Summerland Key, FL as Good for now — a solid choice worth serious consideration.

Summerland Key, FL has the stronger safety profile of the two. Palm Coast, FL has Low violent crime and Moderate property crime. Summerland Key, FL has Low violent crime and Low property crime. On environmental risk, Palm Coast, FL has Low flood risk and Summerland Key, FL has High flood risk.

For families weighing school quality, Palm Coast, FL has the higher school rating Palm Coast, FL rates 6.5/10 and Summerland Key, FL rates 5/10.

CategoryPalm Coast, FLSummerland Key, FL
Housing
VerdictGood for nowGood for now
Median Price$220K

Lower price

$550K
Median Rent$1K

Lower rent

$3K
Median Income$55K$70K

Higher income

Price VolatilityModerateModerate
Getting Around
Walk ScoreCar-dependentCar-dependent
Transit ScoreMinimal transit14/100

Better transit

Bike ScoreN/AN/A
Commute82 min

Shorter commute

210 min
Safety & Environment
Safety GradeBA

Safer

Violent CrimeLowLow
Property CrimeModerateLow

Lower risk

Flood RiskLow

Lower risk

High
Air QualityGoodGood
Community
Schools6.5/10

Better schools

5/10
Best for
Families with young childrenFirst-time homebuyersThose seeking a quiet and peaceful lifestyle
Families with childrenThose who value quiet and peaceful livingPet owners

Bottom line

For those prioritizing affordability and a slightly more connected lifestyle, Palm Coast is the better choice, despite its moderate commute time to Jacksonville. In contrast, Summerland Key is better suited for those willing to pay a premium for a peaceful island life and can tolerate a long commute to Miami, with the added consideration of high flood risk. Overall, Palm Coast offers more practical value for the average homeowner, while Summerland Key is ideal for a specific niche of buyers seeking a unique island lifestyle.

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