Let the numbers do the talking.
Jersey City, NJ vs Toms River, NJ
Jersey City, NJ vs Toms River, NJ: What the data shows
Jersey City, NJ is in Jersey City, NJ while Toms River, NJ is in Toms River, NJ — both in the same state. On home prices, Toms River, NJ is the more affordable option at $357,200 median — $505,600 less than Jersey City, NJ's $862,800. WYLT rates Jersey City, NJ as “Settle here” — an excellent place to put down roots — and Toms River, NJ as “Think twice” — a neighborhood that warrants careful research before committing.
Both neighborhoods have similar safety profiles. Jersey City, NJ has Moderate violent crime and Moderate property crime. Toms River, NJ has Moderate violent crime and Moderate property crime. On environmental risk, Jersey City, NJ has Low flood risk and Toms River, NJ has Low flood risk.
Jersey City, NJ is the more walkable neighborhood. Jersey City, NJ scores 82/100 (very walkable) versus Toms River, NJ's N/A/100. For families weighing school quality, both neighborhoods have the same school rating — Jersey City, NJ rates 7.2/10 and Toms River, NJ rates 7.2/10.
| Category | Jersey City, NJ | Toms River, NJ |
|---|---|---|
| Housing | ||
| Verdict | Settle here | Think twice |
| Median Price | $863K | $357K ✓ Lower price |
| Median Rent | $3K | $2K ✓ Lower rent |
| Median Income | $165K ✓ Higher income | $97K |
| Price Volatility | High | Moderate ✓ More stable |
| Getting Around | ||
| Walk Score | 82/100 ✓ More walkable | Car-dependent |
| Transit Score | 55/100 ✓ Better transit | Minimal transit |
| Bike Score | 71/100 ✓ More bikeable | N/A |
| Commute | 17 min | N/A |
| Safety & Environment | ||
| Safety Grade | D+ | D+ |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate | Moderate |
| Flood Risk | Low | Low |
| Air Quality | Moderate | Moderate |
| Community | ||
| Schools | 7.2/10 | 7.2/10 |
| Best for | Young professionalsFamilies with older kidsRemote workers | Families looking for good schoolsFirst‑time home buyersPeople who drive daily |
Bottom line
If you're a young professional who values walkability and proximity to NYC, Jersey City is the clear choice. However, if you prioritize good schools, a low cost of living, and don't mind a car-centric layout, Toms River might be a decent option for a family or first-time home buyer. Ultimately, consider Jersey City for convenience and urban amenities, but Toms River for a more traditional, suburban experience.
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