Let the numbers do the talking.
Indianapolis, IN 46204 vs Indianapolis, IN 46220
Indianapolis, IN 46204 vs Indianapolis, IN 46220: What the data shows
Indianapolis, IN 46204 and Indianapolis, IN 46220 are two ZIP codes within Indianapolis. On home prices, Indianapolis, IN 46220 is the more affordable option at $301,700 median — $58,300 less than Indianapolis, IN 46204's $360,000. WYLT rates Indianapolis, IN 46204 as “Think twice” — a neighborhood that warrants careful research before committing — and Indianapolis, IN 46220 as “Think twice” — a neighborhood that warrants careful research before committing.
Both neighborhoods have similar safety profiles. Indianapolis, IN 46204 has Moderate violent crime and Moderate property crime. Indianapolis, IN 46220 has Moderate violent crime and Moderate property crime. On environmental risk, Indianapolis, IN 46204 has Low flood risk and Indianapolis, IN 46220 has Low flood risk.
Indianapolis, IN 46204 is the more walkable neighborhood. Indianapolis, IN 46204 scores 89/100 (very walkable) versus Indianapolis, IN 46220's 16/100 (car-dependent). For families weighing school quality, Indianapolis, IN 46204 has the higher school rating — Indianapolis, IN 46204 rates 6.7/10 and Indianapolis, IN 46220 rates 6.3/10.
| Category | Indianapolis, IN 46204 | Indianapolis, IN 46220 |
|---|---|---|
| Housing | ||
| Verdict | Think twice | Think twice |
| Median Price | $360K | $302K ✓ Lower price |
| Median Rent | $2K | $1K ✓ Lower rent |
| Median Income | $85K | $94K ✓ Higher income |
| Price Volatility | Low ✓ More stable | Moderate |
| Getting Around | ||
| Walk Score | 89/100 ✓ More walkable | 16/100 |
| Transit Score | 36/100 ✓ Better transit | 30/100 |
| Bike Score | 40/100 ✓ More bikeable | N/A |
| Commute | N/A | 30 min |
| Safety & Environment | ||
| Safety Grade | D+ | D+ |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate | Moderate |
| Flood Risk | Low | Low |
| Air Quality | Good ✓ Cleaner air | Moderate |
| Community | ||
| Schools | 6.7/10 ✓ Better schools | 6.3/10 |
| Best for | Young ProfessionalsRemote WorkersFirst-Time Homebuyers | budget‑conscious first‑time buyersyoung professionals near manufacturingthose who don’t mind a car‑centric lifestyle |
Bottom line
If proximity to downtown Indianapolis and city amenities are top priorities, the first option is a better fit for young professionals who value walkability. However, for budget-conscious first-time buyers who prioritize affordability over a car-dependent lifestyle, the second neighborhood might be more suitable. Ultimately, buyers must weigh their priorities to decide which neighborhood best aligns with their needs and budget.
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