Let the numbers do the talking.
Indianapolis, IN 46203 vs Indianapolis, IN 46220
Indianapolis, IN 46203 vs Indianapolis, IN 46220: What the data shows
Indianapolis, IN 46203 and Indianapolis, IN 46220 are two ZIP codes within Indianapolis. On home prices, Indianapolis, IN 46203 is the more affordable option at $131,900 median — $169,800 less than Indianapolis, IN 46220's $301,700. WYLT rates Indianapolis, IN 46203 as “Think twice” — a neighborhood that warrants careful research before committing — and Indianapolis, IN 46220 as “Think twice” — a neighborhood that warrants careful research before committing.
Both neighborhoods have similar safety profiles. Indianapolis, IN 46203 has Moderate violent crime and Moderate property crime. Indianapolis, IN 46220 has Moderate violent crime and Moderate property crime. On environmental risk, Indianapolis, IN 46203 has Low flood risk and Indianapolis, IN 46220 has Low flood risk.
Indianapolis, IN 46220 is the more walkable neighborhood. Indianapolis, IN 46203 scores 15/100 (car-dependent) versus Indianapolis, IN 46220's 16/100 (car-dependent). For families weighing school quality, both neighborhoods have the same school rating — Indianapolis, IN 46203 rates 6.3/10 and Indianapolis, IN 46220 rates 6.3/10.
| Category | Indianapolis, IN 46203 | Indianapolis, IN 46220 |
|---|---|---|
| Housing | ||
| Verdict | Think twice | Think twice |
| Median Price | $132K ✓ Lower price | $302K |
| Median Rent | $978 ✓ Lower rent | $1K |
| Median Income | $51K | $94K ✓ Higher income |
| Price Volatility | Moderate | Moderate |
| Getting Around | ||
| Walk Score | 15/100 | 16/100 ✓ More walkable |
| Transit Score | Minimal transit | 30/100 ✓ Better transit |
| Bike Score | N/A | N/A |
| Commute | 15 min ✓ Shorter commute | 30 min |
| Safety & Environment | ||
| Safety Grade | D+ | D+ |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate | Moderate |
| Flood Risk | Low | Low |
| Air Quality | Poor | Moderate ✓ Cleaner air |
| Community | ||
| Schools | 6.3/10 | 6.3/10 |
| Best for | First‑time low‑income buyersDaily commuters to downtown or northwest IndianapolisRemote workers who don’t need local amenities | budget‑conscious first‑time buyersyoung professionals near manufacturingthose who don’t mind a car‑centric lifestyle |
Bottom line
Both Indianapolis neighborhoods present similar challenges with truck traffic, limited walkability, and decent but not excellent schools. However, if you're a first-time, low-income buyer prioritizing affordability above all else, the $131,900 option seems slightly more appealing. If you're a young professional seeking more amenities or can afford the higher median home price, the $301,700 area might be a better fit, but be prepared to deal with similar issues.
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