Let the numbers do the talking.
Champaign, IL vs Chicago, IL
Champaign, IL vs Chicago, IL: What the data shows
Champaign, IL is in Champaign, IL while Chicago, IL is in Chicago, IL — both in the same state. On home prices, Champaign, IL is the more affordable option at $156,600 median — $238,400 less than Chicago, IL's $395,000. WYLT rates Champaign, IL as “Think twice” — a neighborhood that warrants careful research before committing — and Chicago, IL as “Settle here” — an excellent place to put down roots.
Both neighborhoods have similar safety profiles. Champaign, IL has Moderate violent crime and Moderate property crime. Chicago, IL has Moderate violent crime and Moderate property crime. On environmental risk, Champaign, IL has High flood risk and Chicago, IL has Low flood risk.
Champaign, IL is the more walkable neighborhood. Champaign, IL scores 60/100 (somewhat walkable) versus Chicago, IL's 59/100 (somewhat walkable). For families weighing school quality, Champaign, IL has the higher school rating — Champaign, IL rates 7.1/10 and Chicago, IL rates 7/10.
| Category | Champaign, IL | Chicago, IL |
|---|---|---|
| Housing | ||
| Verdict | Think twice | Settle here |
| Median Price | $157K ✓ Lower price | $395K |
| Median Rent | $1K ✓ Lower rent | $1K |
| Median Income | $33K | $84K ✓ Higher income |
| Price Volatility | Moderate | Moderate |
| Getting Around | ||
| Walk Score | 60/100 ✓ More walkable | 59/100 |
| Transit Score | 70/100 ✓ Better transit | 52/100 |
| Bike Score | 80/100 | 80/100 |
| Commute | 162 min | 18 min ✓ Shorter commute |
| Safety & Environment | ||
| Safety Grade | D+ | D+ |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate | Moderate |
| Flood Risk | High | Low ✓ Lower risk |
| Air Quality | Good ✓ Cleaner air | Moderate |
| Community | ||
| Schools | 7.1/10 ✓ Better schools | 7/10 |
| Best for | college studentsremote workersbudget‑conscious families | FamiliesStudentsRemote workers |
Bottom line
For most people, especially young professionals and families, Chicago offers a better overall quality of life with good schools, short commutes, and decent bike routes, making it the smarter long-term investment. However, for those on a tight budget or college students looking for cheap housing and a more relaxed pace, Champaign might provide a more affordable option, despite its risks. Ultimately, the decision should depend on individual priorities and circumstances.
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