Let the numbers do the talking.
Champaign, IL vs Chicago, IL
Champaign, IL vs Chicago, IL: What the data shows
Champaign, IL is in Champaign, IL while Chicago, IL is in Chicago, IL — both in the same state. On home prices, Champaign, IL is the more affordable option at $156,600 median — $330,400 less than Chicago, IL's $487,000. WYLT rates Champaign, IL as “Think twice” — a neighborhood that warrants careful research before committing — and Chicago, IL as “Settle here” — an excellent place to put down roots.
Both neighborhoods have similar safety profiles. Champaign, IL has Moderate violent crime and Moderate property crime. Chicago, IL has Moderate violent crime and Moderate property crime. On environmental risk, Champaign, IL has High flood risk and Chicago, IL has Low flood risk.
Chicago, IL is the more walkable neighborhood. Champaign, IL scores 60/100 (somewhat walkable) versus Chicago, IL's 70/100 (very walkable). For families weighing school quality, Champaign, IL has the higher school rating — Champaign, IL rates 7.1/10 and Chicago, IL rates 6.9/10.
| Category | Champaign, IL | Chicago, IL |
|---|---|---|
| Housing | ||
| Verdict | Think twice | Settle here |
| Median Price | $157K ✓ Lower price | $487K |
| Median Rent | $1K ✓ Lower rent | $2K |
| Median Income | $33K | $120K ✓ Higher income |
| Price Volatility | Moderate | Moderate |
| Getting Around | ||
| Walk Score | 60/100 | 70/100 ✓ More walkable |
| Transit Score | 70/100 ✓ Better transit | 62/100 |
| Bike Score | 80/100 ✓ More bikeable | 76/100 |
| Commute | 162 min | 7 min ✓ Shorter commute |
| Safety & Environment | ||
| Safety Grade | D+ | D+ |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate | Moderate |
| Flood Risk | High | Low ✓ Lower risk |
| Air Quality | Good ✓ Cleaner air | Moderate |
| Community | ||
| Schools | 7.1/10 ✓ Better schools | 6.9/10 |
| Best for | college studentsremote workersbudget‑conscious families | Young professionalsFamilies with school‑age kidsCollege students |
Bottom line
If you're a college student or on a tight budget, Champaign might be a more affordable option for you, but be aware of the risks. For young professionals, families with school-age kids, or those seeking high-quality education, Chicago is a better bet, offsetting its high cost with excellent schools and commute options. If affordability is your top priority, Champaign may be the better choice for now, but be cautious.
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